One of the ways you can consider Clinchfield Federal Credit Union as your primary source for all of your financial needs is to take advantage of a full complement of insurance protection.
National Credit Union Share Insurance Fund (NCUSIF)
Properly established share accounts in federally insured credit unions, like Clinchfield Federal Credit Union, are insured up to $250,000. Generally, if a credit union member has more than one account in the same credit union, those accounts are added together and insured up to $250,000. Additional coverage is available on payable on death accounts. You can now name a parent or sibling as a beneficiary to get separate coverage. A joint owner’s interest in all joint accounts in the same credit union will be added together and insured up to $250,000. This share insurance is similar to the deposit insurance protection offered by the Federal Deposit Insurance Corporation (FDIC). As a member of an insured credit union, you do not pay directly for your share insurance protection. Your credit union pays into the NCUSIF a deposit based on the total amount of insured shares and deposits in the credit union.
TruStage™ Auto & Home Insurance Program
You trust your credit union to offer products and services to help you do more with what you have. That’s why we’ve joined with a dedicated team of insurance professionals to bring you the TruStage Auto & Home Insurance Program.
Working with carefully selected insurance partners, these programs can provide discounted rates for credit union members, online services, and 24/7 claims service.
If you haven’t compared auto or home insurance rates lately, it’s a great time to take a look. Your credit union membership could result in some nice savings.
TruStage™ Auto and Home Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.
MAH-1112-4AA6
TruStage™ Accidental Death & Dismemberment Insurance Program
Claim your no-cost Accidental Death & Dismemberment Insurance. Add more coverage starting at around $1 a month.*
Your $1000 of no-cost TruStage™ Accidental Death and Dismemberment coverage, courtesy of Clinchfield Federal Credit Union, is now available for you to claim.
As a member of Clinchfield Federal Credit Union, you have received $1000 in AD&D coverage from TruStage at no cost to you. AD&D coverage can pay a cash benefit to you and your loved ones in the case of a covered accident. It can also pay benefits if you are hospitalized or suffer from lost ability (such as loss of eyesight or hearing) due to an accident. It’s money your family can use to help cover any expenses you have while you focus on recovery.
Again, it costs you absolutely nothing—only a few minutes of your time—to get $1000 of coverage. If you choose, additional insurance is available for you or eligible family members at rates designed to be budget-friendly. Your acceptance is guaranteed—with no health questions or medical exam.
Don’t miss out on this valuable, no-cost benefit part of your credit union membership. Enrolling is quick and simple. Go to www.trustage.com/add-insurance or call toll-free 1-800-798-8798.
*Cost is between $1 and $1.50 per month for every $10,000 of individual TruStage AD&D Insurance.
TruStage™ Accidental Death and Dismemberment Insurance is issued by CMFG Life Insurance Company. The insurance offered is not a deposit, and is not federally insured, sold, or guaranteed by any financial institution. Product and features may vary and not be available in all states. Corporate Headquarters 5910 Mineral Point Road, Madison, WI 53705. Base Policy Form Numbers: ADD-2018-POL, ADD-2018-POL(OR), 2018-ADD-POLRDR-CI, 2018-ADD-POLRDR-CNR, E10-ADD-2012, E10a-ADD-2012-LSCU, E10a-014-2012, E10a-014-2012(OR), E10a-015-2012, F10a-015-2012-1(WA).