Lending:

First Mortgages

Buying or refinancing your home? We have a loan to fit your need!

• CFCU offers in-house financing based on up to 80% of the home’s appraised value
• Always simple interest with no prepayment penalties on primary residence
• Minimal closing costs with ¾% origination fee

*Includes manufactured homes

Investment/Rental Property Loans

• CFCU offers in-house financing based on up to 80% of the home’s appraised value up to 15 years
• Residential properties of 1-4 units that will be individually owned
• Call or text one of our mortgage lenders for more details and qualification requirements.

Construction to Permanent Mortgage Loans

Let CFCU finance your dream home!

• CFCU offers in-house financing based on up to 80% of the home’s appraised value
• Fixed & adjustable rates available up to 30 years
• Call or text one of our mortgage lenders for more details and qualification requirements.

Vacant Property/Land Loans

• CFCU offers in-house financing based on up to 75% of the land’s appraised value
• Fixed rates of up to 15 years on unimproved property
• Always simple interest with no prepayment penalties

Home Equity Loans

• CFCU offers in-house financing based on up to 80% of the home’s appraised value
• Fixed rates up to 10 years on primary residence
• Always simple interest with no prepayment penalties

Home Equity Line of Credit “HELOC”

Using your home’s equity for life’s planned/unplanned events

• CFCU offers in-house financing based on up to 80% of the home’s appraised value
• 20-year term includes 10-year draw/10-year principal & interest payback period on primary residence
• Interest rate based on credit score and Wall Street Prime (WSP) and is subject to change monthly
• Interest only payments for first 10 years on all HELOC accounts