Mortgage Loan Rates
| Mortgage Loan Type | Term | Loyalty*w/APR |
|---|---|---|
| First Mortgage Loans Fixed Rate |
10 - 20 years | As low as 5.34% / 5.74% |
| First Mortgage Loans Adjustable Rate |
25 & 30 years | As low as 5.50% / 5.58% |
| Second Mortgage Loans Fixed Rate |
5 & 10 years | As low as 6.82% / 7.12% |
| Loan Type | Term | Loyalty*w/APR |
| HELOC Home Equity Line of Credit Loans |
See Mortgage Department for Variable Rate tied to Wall Street Journal Prime | |
| Construction Loans | Same terms and interest rates as First Mortgage Loans. See Mortgage Department for details. | |
| Land / Vacant Property Loans Fixed Rate |
10 & 15 years | As low as 7.65% / 8.09% |
| Investment / Rental Property Loans Fixed Rate |
10 & 15 years | As low as 6.87% / 6.99% |
|
*APR (Annual Percentage Rate) is based on $100,000 loan amount for an 80% LTV purchase, and reflects an 0.75% origination fee. Interest rates listed are our very best rates and subject to change without notice. 100% financing available for those who qualify. Member’s rate may vary depending upon his/her credit history. Some restrictions may apply.
* Loyalty Rate assumes full 0.50% discount. All Interest Rates listed are our best rates and subject to change without notice. Member’s rate may vary depending upon his/her credit history. See loan officer for specific qualifications. Other restrictions may apply. Not all will qualify. Example: 20-year fixed rate loan with Purchase Price of $125,000, with a 20% down payment, and a loan amount of $100,000. Paying an origination fee of .75%. 80%LTV. Annual interest rate of 6.99% and an APR of 7.15% with a monthly principal and interest payment of approximately $775.05 for 240 months. Payment does not include any taxes or insurance premiums. Some restrictions may apply. CLINCHFIELD FCU NMLS# 681713 MARY LOU HATFIELD MLO# 732743 JESSICA LYNNE GRINDSTAFF MLO# 1646358 Contact the Credit Union for additional information and rates on other available accounts: 423-743-9192 |
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