Share Certificate and IRA Rates: Clinchfield FCU

Effective as of

Share Certificate Term	APR*	APY**
3 Month	3.59%	3.65%
6 Month	3.59%	3.65%
12 Month	3.93%	4.00%
18 Month	3.93%	4.00%
24 Month	3.69%	3.75%
36 Month	3.74%	3.80%
48 Month	3.78%	3.85%
60 Month	3.83%	3.90%
The minimum deposit for all Share Certificates is $1,000.00 APR - Annual Percentage Rate *APY - Annual Percentage Yield Dividend credited monthly All Credit Union loan programs, rates, terms and conditions are subject to change without notice. SHARE CERTIFICATE/IRA EARLY WITHDRAWAL PENALTY NOTICE: Share Certificates/IRA with a term of 3 months will incur a penalty equivalent to 30 days of dividends. Share Certificates/IRA with a term of 6-24 months will incur a penalty equivalent to 90 days of dividends. Share Certificates/IRA with a term of 36-60 months will incur a penalty equivalent to 180 days of dividends. Contact the Credit Union for additional information and rates on other available accounts: 423-743-9192

Rates: