Lending:

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What you may need to apply:

• To be a member of Clinchfield FCU (join today)
• Current proof of income (30 days of paystubs, W2, etc.)

Build Your Credit Loans

Build Your Credit Loans are perfect for young adults who are trying to establish or build their credit. Member makes a monthly payment for 12 months and the payments are funded into a certificate that the member will have access to at the end of the term. Timely payments will be reported directly to the credit bureau each month.

Student Loans

Wherever you are in your higher education, get the money you need for school. Student loans from Clinchfield FCU in partnership with Sallie Mae^® could help!

Sallie Mae^® student loans are designed for the needs of all types of students.

• Competitive interest rates
• Multiple repayment options
• No origination fees; no prepayment penalty¹

Smart Option Student Loan^® for undergraduate and career training students.

Plus, the graduate loan suite is designed to meet the needs of students in specific fields of study.


Find out which loan is right for you

Borrow responsibly
We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan.

These loans are made by Sallie Mae Bank. Clinchfield Federal Credit Union is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers.

Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply. Click here for additional eligibility information about each product.

¹ Although we do not charge a penalty or fee if you prepay your loan, any prepayment will be applied as outlined in your promissory note—first to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal.

SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE.
©2024 Sallie Mae Bank. All rights reserved. Sallie Mae, the Sallie Mae logo, and other Sallie Mae names and logos are service marks or registered service marks of Sallie Mae Bank. All other names and logos used are the trademarks or service marks of their respective owners. SLM Corporation and its subsidiaries, including Sallie Mae Bank, are not sponsored by or agencies of the United States of America.