Lending:

Using options Clinchfield FCU offers to cover unexpected events, such as illness or home & auto repairs, could save your credit and keep you from filing bankruptcy.

Reach out to our Recovery Specialists, Rachel Ray, at rray@clinchfieldcu.com, or Kim Cantrell, at kcantrell@clinchfieldcu.com, or by text at 423-743-9192 to find out if any of these relief options apply to your situation:

• Skip A Pay Program: Contact a loan officer for details on how you can skip any consumer loan payment if it is difficult to make your loan payment. You may skip one month’s loan payment per consumer loan, every 12 months. $25 fee applies. Interest will continue to accrue during the time payments are not being made.
• Temporary Solutions: Reach out to us! We are here to help with temporary financial difficulties, such as the loss of a job, medical emergency, or change in family circumstances like the loss of a family member. We offer loan workouts and modifications that can be used to help members manage payments during such financial difficulties.

Personal and Confidential Help from our CCUFC (Certified Credit Union Financial Counselors)

Our goal at Clinchfield FCU is to be your financial partner for life. Seeing our members achieve their financial goals is our purpose for serving our community. Whether you find yourself struggling with debt, want to establish credit, improve your credit score, or just need some guidance we are here to help. We have several CCUFC’s on staff to offer counseling for your specific need. Our counselors are trained to help you with:

• Analyzing your financial situation
• Creating a budget
• Counsel on saving
• Credit strategies for establishing credit and borrowing
• Develop a plan for getting out of debt

Any Clinchfield FCU member can take advantage of this FREE service by calling us at (423) 743-9192 and making an appointment. We are “People Helping People” and are here to help you succeed!