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Clinchfield Federal Credit Union
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Special Services


Payroll Deduction
Payroll deduction is available from select employers and is the easiest way to make your loan payments or make deposits to your share accounts. Check with your employer or the credit union for information.

Direct Deposit
Sign up for Direct Deposit and eliminate worries about a check being lost, late, or stolen. Funds are available to you when you need them, and standing in line to cash a check on payday is no longer a headache for you.

Notary Service
Legal documents can be notarized for all members free of charge.

Skip-A-Payment
The credit union offers a special way to manage occasions when times are difficult to make your loan payments. You may skip one month’s payment per consumer loan every 12 months. A $25 skip fee per loan.

Extended Drive-Thru Hours
The credit union drive-thru is open until 6:00 p.m. on Fridays.

Safe Deposit Boxes
The credit union offers three sizes at low cost prices: $20-55 per year.

VISA Gift Cards
VISA Gift Cards are accepted anywhere the VISA logo is displayed: in-store, online and by phone. They are much safer than cash! To purchase a gift card with any amount up to $1,000, just ask the credit union. A $3.50 fee per card.

ACH Origination
The credit union has the ability to transfer to/from your CFCU accounts to another financial institution. Fees may apply.

Local ATMs
Clinchfield FCU Downtown
Gay Street
Erwin, TN

Clinchfield FCU
Unicoi County Memorial Hospital lobby
Erwin, TN

Clinchfield FCU
Walgreens
Erwin, TN

Additional Special Services
  • Informative Quarterly Newsletters
  • ATM Cards
  • Low Cost Teller Checks (one a day is free!)
  • Free Check Cashing for members
  • Wire Transfers
  • Night Deposit Access
  • Automated Voice Response System - TOLL FREE: 800-724-7442
  • Convenient Drive Thru Access
  • Discount Coupons
  • Monthly Dividends
  • Sallie Mae Student Loan Referrals
  • Overdraft Protection
  • Cost Guides
  • Coin Machine in credit union lobby
  • Save up to $360 per year on your wireless bill. Learn more at LoveMyCreditUnion.org.
  • Financial Education Classes
Save up to $360 per year on wireless. Click here to start saving.

More Member Services...

Accounts Credit/Debit Cards Member Loyalty Rewards ATM Locations Fee Schedule

Special Services

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Contact Us

For general questions, information concerning our products and services, or problems with the website or home banking:
Phone: (423) 743-9192 Fax: (423) 743-6156
Clinchfield Connection Voice Response: (800) 724-7442

Routing Number: 264278872

More Contact information.
Read our Privacy Notice and Mobile App Privacy Policy
Read the Fair Housing Act Disclosure
Read the Home Equity Disclosure

View our Sitemap. Read our Accessibility Statement

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NCUA
Your Savings Federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.

Equal Housing Lender
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

America's Credit Unions

US Department of the Treasury Certified CDFI
U.S. Department of the Treasury CERTIFIED CDFI - CDFI Fund - Financial Institutions Fostering Community Growth

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