Free online access
to your accounts that allows you to view history, transfer funds, make loan payments, view check images, view e-statements, and more!
Mobile Banking allows members to perform financial activities on their mobile device, such as checking your balance, making transfers, checking interest rates, making a loan request, finding ATM locations, etc. Just download the FREE Clinchfield Federal Credit Union App from the iTunes or Google Play store (apples and androids). Through the app you are able to quickly locate information you need without having to go to the website.
Remote Mobile Deposit
Remote Mobile Deposit is a free, secure, online banking service that allows members to deposit funds by taking a picture of their check using their smart phone. Requires prior approval. Contact the credit union for details.
Remote Mobile Deposit FAQs
Electronic Bill Payment
Simply schedule your payment online
and the credit union will handle the rest. You can pay bills as you receive them, or you can schedule recurring payments to be automatically paid out of your share draft account. The EBP service is only $5.50 per month for unlimited use. Contact the credit union for enrollment.
Most of us have found ourselves facing an occasional cash shortfall, be it the result of a checkbook error or an unexpected bill. If you have ever accidentally bounced a check or had a declined debit card, it can be an embarrassing experience! Courtesy Pay is intended to cover these situations, along with many others, up to $250 ($30 fee per transaction). You may be eligible for Courtesy Pay if you are at least 18 years of age, your account has been open for at least ninety (90) days, and you maintain your account in good standing, which includes but is not limited to:
- Make regular deposits and bringing the account to a positive balance at least every 30 days;
- Have a valid address;
- Have signed an Overdraft Protection Opt-In Form with the Credit Union;
- Not have caused a loss to the Credit Union;
- Do not have a (any) delinquent loan(s) with the Credit Union.
Payroll deduction is available from select employers and is the easiest way to make your loan payments or make deposits to your share accounts. Check with your employer or the credit union for information.
Sign up for Direct Deposit and eliminate worries about a check being lost, late, or stolen. Funds are available to you when you need them, and standing in line to cash a check on payday is no longer a headache for you.
Legal documents can be notarized for all members free of charge.
The credit union offers a special way to manage occasions when times are difficult to make your loan payments. You may skip one month’s payment per consumer loan every 12 months. A $25 skip fee per loan.
Extended Drive-Thru Hours
The credit union drive-thru is open until 6:00 p.m. on Fridays.
Safe Deposit Boxes
The credit union offers three sizes at low cost prices: $15-36 per year.
VISA Gift Cards
VISA Gift Cards are accepted anywhere the VISA logo is displayed: in-store, online and by phone. They are much safer than cash! To purchase a gift card with any amount up to $1,000, just ask the credit union. A $3.50 fee per card.
The credit union has the ability to transfer to/from your CFCU accounts to another financial institution. Fees may apply.
Clinchfield FCU Downtown
Unicoi County Memorial Hospital lobby
Additional Special Services
- Informative Quarterly Newsletters
- ATM Cards
- Low Cost Teller Checks (one a day is free!)
- Free Check Cashing for members
- Wire Transfers
- Night Deposit Access
- Automated Voice Response System - TOLL FREE: 800-724-7442
- Convenient Drive Thru Access
- Discount Coupons
- Monthly Dividends
- Sallie Mae Student Loan Referrals
- Overdraft Protection
- Cost Guides
- Coin Machine in credit union lobby
- Sprint Credit Union Member Discount